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31.

If a person is interested that his amount should be readily available as soon as he needs he should deposit his money in:

A.	Demand deposit	B.	Time deposit
C.	Saving account	D.	Profit-loss account

32.

Which type of card is not issued by commercial banks:

A.	Credit card	B.	Debit card
C.	ATM card	D.	Green card

33.

Which type of card is not issued by central banks:

A.	Credit card	B.	Debit card
C.	ATM card	D.	None is issued y it

34.

Market rate of interest is:

A.	Always higher than discount rate	B.	Always lower than discount rate
C.	Both are equal	D.	May be higher or lower than discount rate

35.

Most important source of income of commercial banks is:

A.	Interest charged on loans	B.	Profit erned on investments
C.	Income from collecting utility bills	D.	Income from reserves at central bank

36.

Select the true statement:

A.	The central bank charges high interest rate on loans to commercial banks	B.	The central bank does not charge interest on loans to banks
C.	The central bank does not advance loans to commercial banks	D.	None is true

37.

If you borrow from a bank the amount which the bank charges is called:

A.	Bank rate	B.	Discount rate
C.	Interest rate	D.	Borrowing rate

38.

The rate charged by a central bank on loans is called:

A.	Market rate	B.	Discount rate
C.	Lending rate	D.	Tax rate

39.

Changes in discount rate are brought about by State Bank to:

A.	Control inflation	B.	Increase investment activity
C.	Increase earnings of the bank	D.	(a) and (b) of above

40.

Short term loans can be obtained in:

A.	Stock market	B.	Money market
C.	Capital market	D.	All the markets